I like going over my budget numbers and having no surprises. For September I spent a whole lot less then I thought I did. I was still over my budget by about $ 200.00. The reason... I bought maternity clothes. I needed a few new items to make it easier to go to work in. I have so few options and my nesting hormones are in overdrive. I am trying to curb those emotions though. My food budget was decreased significantly by my daughter being away in college and my gas consumption is about half of what it was between teen driving and commuting with a neighbor. I actually did not think commuting would make such a huge difference but it really has. Plus the price of gas being generally down is also a plus. I saved somewhere between $50 to $60. Thats a lot.
On another positive note... We had an offer from a friend of the family for a high chair and a few other baby items. I told her we would be happy to accept any donations she cared to give us. Her baby is only 14 months old so anything she wants to give away is my gain. I didn't want to spend a lot of money on baby gear. They are such warm and wonderful people. I cant imagine any one more giving.
So over all the picture to close September is good. I have a few concerns for October. Car Insurance is due and I really want to purchase a few things for baby. I did pay a little extra to the credit card snowball. I had re budgeted to make it 900 per month because I have been feeling a budget squeeze but I really want to make progress before baby is born so I redirected any savings on food and gas to the credit cards. I want that card balance DOWN! I would be so happy if card #2 could be paid off by the time we need to put baby into Daycare. So Onward we go ...
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